💳
DEVCRAFT SERVICE

FinTech Development

Bank-grade software for the future of finance

We specialise in high-compliance, high-performance financial technology — from payment infrastructure and lending platforms to trading systems and neobanks. We build fintech that regulators trust and users love.

$2B+
Transactions Processed
15+
FinTech Products Shipped
99.99%
Uptime SLA
50ms
Avg API Latency
WHAT WE OFFER

Full FinTech Development Capabilities

Everything you need, delivered end-to-end by our specialist team.

Payment Gateway Integration

Stripe, Razorpay, PayU, Cashfree, and custom payment flows with full PCI-DSS compliance and reconciliation.

KYC / AML Systems

Automated identity verification, document OCR, video KYC, liveness detection, and anti-money laundering pipelines.

Trading & Investment Platforms

Real-time order books, portfolio trackers, algorithmic trading engines, and SEBI-compliant apps.

Lending & Credit Scoring

NBFC-grade loan origination systems, bureau integrations (CIBIL/Experian), and AI-based credit models.

Digital Banking & Neobanks

Core banking APIs, virtual account management, UPI/IMPS/NEFT integration, and account aggregation (AA framework).

Fraud Detection & Prevention

ML-powered fraud scoring, device fingerprinting, velocity checks, and real-time transaction monitoring.

Cross-Border Payments

Multi-currency wallets, SWIFT/SEPA integration, FX rate engines, and international remittance flows.

Reconciliation & Settlement

Automated ledger reconciliation, T+1/T+2 settlement engines, dispute management, and audit-ready reporting.

TECHNOLOGY

Our Tech Stack

Backend
GoNode.jsJava Spring BootPythonRust
Frontend
ReactNext.jsTypeScriptTailwind CSS
Database
PostgreSQLRedisClickHouseCassandra
Messaging
Apache KafkaRabbitMQAWS SQS
Compliance & Security
PCI-DSSISO 27001RBI GuidelinesOWASPVault
HOW WE WORK

Our Delivery Process

01

Compliance Mapping

Map regulatory requirements (RBI, SEBI, PCI-DSS) to technical architecture before writing code.

02

Security Architecture

Design threat model, encryption strategy, key management, and audit logging from day one.

03

Core Build

High-performance, event-sourced backend with immutable audit trails and full test coverage.

04

Integration

Connect payment rails, bureau APIs, banking partners, and third-party compliance services.

05

Pen Test & Audit

External security audit, penetration testing, and compliance review before go-live.

06

Production & Support

99.99% SLA-backed production support, real-time monitoring, and incident response.

WHY DEVCRAFT

What Sets Our Work Apart

  • RBI, SEBI, and PCI-DSS compliant architecture
  • End-to-end encryption for all financial data
  • Immutable audit trails on every transaction
  • Sub-100ms payment API response time
  • External security audit before launch
  • 24/7 SLA-backed production support
NDA Protected
On-Time Delivery
5-Star Support
CASE STUDY

PayNow Lending Platform

NBFC / LendTech
Challenge

An NBFC needed a full loan origination system handling 10,000 applications/day with real-time bureau checks, automated underwriting, and RBI-compliant audit trails.

Our Solution

Built an event-sourced LOS with Go microservices, Kafka event streaming, CIBIL/Experian integration, ML-based credit scoring, and a React-based underwriter dashboard. Full RBI audit trail.

Results
  • 10,000 applications/day processed with P99 < 200ms
  • Loan approval time reduced from 3 days to 4 minutes
  • RBI audit passed with zero findings
  • Fraud rate reduced by 68% via ML scoring
FAQ

Common Questions

💳

Ready to build your FinTech Development solution?

Let's talk about your project. We'll get back to you within 24 hours with a tailored approach and realistic timeline.